Goals Progress · Uncategorized

New 2020 Goals: out with the old in with the new| January update

FIRE Goal 1: Passive Income Passive income Milestone 1: 1270 EUR The first goal I am setting myself is to get a passive income of 1270 EUR. I am well aware this is a high goal I set for myself. But its rather symbolic. 1270 EUR was my very first wage after graduation. If I… Continue reading New 2020 Goals: out with the old in with the new| January update

Financial Independence · investing

End of year closure | Portfolio December update

Update on 2nd of January: due to a calculation error in Excel Grupeer, Evenstio and Crowdestor had incorrect interest rates. This is now fixed. Investment update in December Grupeer did an action that gave 1% extra buy-back if you invested 2000 EUR. Additionally their oldest loan originators gave 14% interest on all of their loans.… Continue reading End of year closure | Portfolio December update

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Hunting for a house part 2: what you need to pay attention to when searching for a house

This is part of a series: my search for a house Hunting for a house part 1: why do I need a change of scenery I find writing about my hunt helps me focus what I want and hopefully it will help me make a good decision at the right time. In this blog I… Continue reading Hunting for a house part 2: what you need to pay attention to when searching for a house

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Five mistakes I made when investing in peer to peer you can avoid

A recent experience I had on Mintos with two creditors (Lutecredit and Monego) made me decide to write this blog. I would like to start with the events that lead to this blog, so read on. If you just enjoy reading about my mistakes and failures then scroll down a little bit more. Mintos released… Continue reading Five mistakes I made when investing in peer to peer you can avoid

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Savings rate in high expense month saved by high income | November 2019 update

Due to some high unexpected costs my expenses went trough the roof. However as I also had my tax refund this month I was able to save my savings rate Let's go over the highlights of this month: Restaurants costs have stayed stable at 340. I will try to lower them further in DecemberI had… Continue reading Savings rate in high expense month saved by high income | November 2019 update

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Grupeer review: how I get a 13.2% return

What is grupeer? Grupeer is a Fintech company where you can invest in loans. This system is called peer to peer lending. Basically Grupeer is a mediator between Credit companies who provide credit to individuals. As an investor you invest in those loans and get a certain return. The credit company provides you with a… Continue reading Grupeer review: how I get a 13.2% return

Financial Independence · investing

Passive income is taking of | Portfolio November update

Investment update in November I have my monthly transfers set to transfer one part to my keytrade account, where I then buy EFTs every 3-4 months, and the rest send to peer to peer investments. Most of which is going to Mintos. I consider mintos still the safest peer to peer lending site, altough the… Continue reading Passive income is taking of | Portfolio November update