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Five mistakes I made when investing in peer to peer you can avoid

A recent experience I had on Mintos with two creditors (Lutecredit and Monego) made me decide to write this blog. I would like to start with the events that lead to this blog, so read on. If you just enjoy reading about my mistakes and failures then scroll down a little bit more. Mintos released… Continue reading Five mistakes I made when investing in peer to peer you can avoid

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Savings rate in high expense month saved by high income | November 2019 update

Due to some high unexpected costs my expenses went trough the roof. However as I also had my tax refund this month I was able to save my savings rate Let's go over the highlights of this month: Restaurants costs have stayed stable at 340. I will try to lower them further in DecemberI had… Continue reading Savings rate in high expense month saved by high income | November 2019 update

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Grupeer review: how I get a 13.2% return

What is grupeer? Grupeer is a Fintech company where you can invest in loans. This system is called peer to peer lending. Basically Grupeer is a mediator between Credit companies who provide credit to individuals. As an investor you invest in those loans and get a certain return. The credit company provides you with a… Continue reading Grupeer review: how I get a 13.2% return

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Savings rate: cutback did not go as planned | October 2019 update

I started this month determined to do (much) better then last month. However as often it did not go as planned. Lets start with the positive points: I managed to cut back on restaurant expenses. From 418 last month to 287 this monthI went shopping in the H&M, and had a 10% discount so I… Continue reading Savings rate: cutback did not go as planned | October 2019 update

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Moving abroad | Why Portugal is the ultimate financial independence country

What if I told you there is a modern country out there, part of the EU, great healthy food, low cost of living with seas, a great climate and low cost of living? As I am living in EU I do compare the member states outthere to see what member states would be good for… Continue reading Moving abroad | Why Portugal is the ultimate financial independence country

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The market is collapsing and I’m losing everything | What the 2008 crash can learn us today

October 10 2008I have been retired for 10 years. I am one who has said over and over again. Stay the course. Look for the long term. Yeah, sure. That's fine until today. Today did it. I am just starting to be scared so that I won't tell my wife what happened today...stocks down...bonds down...I'm… Continue reading The market is collapsing and I’m losing everything | What the 2008 crash can learn us today