Financial Independence · investing

May 2020 Portfolio update: Grupeer has gone into default!

With Europe slowly recovering from the Corona crisis as shops and restaurants start to open again all over Europe we can see that last months recovery in the stock market continues. It might be strange to see such a good recovery with so many companies going bankrupt, but we can't forget governments worldwide are pumping money into the market like crazy. As a result its not really the stock market that goes up but rather the value of money that is going down. Stocks seem to be a safer haven then cash right now.

Early Retirement

How to pay less taxes in 2021 by spending the right way in 2020

With an average wage in Belgium of 3489 EUR per month or 41868 per year that means a slight majority of the Belgians will pay 50% taxes on their wage or 20934 EUR! No wonder that we are looking for ways to lower these taxes. And ways to lower there are! For the government offering lower tax rates is a friendly way to steer people's behavior in the right direction, for us its a way to bring one of the highest tax rates in the world down a little.

investing

Hunting for a house part 3: will housing prices in Belgium drop for the first time since 1983?

This post is part of a series, check out the last two post if you want to know more about my search: Hunting for a house part 1: why do I need a change of sceneryHunting for a house part 2: what you need to pay attention to when searching for a house Unfortunately I… Continue reading Hunting for a house part 3: will housing prices in Belgium drop for the first time since 1983?