investing

Finding the right broker: why I moved to DEGIRO

I have been with KeyTrade bank since 2016. Today I moved the last of my cash there out of my account. I started with their Keyplan and I liked that it was a way for me to invest automatically without having to worry about the market. As I wrote in my portfolio update last month… Continue reading Finding the right broker: why I moved to DEGIRO

Financial Independence · investing

Going in the RED | Portfolio January 2020 update

Investment update in January I need to admit that my investment in Kuetzal is most likely fully lost. I decided to go deep into the red this month and write off the 1005 EUR I had invested in Kuetzal. That means that any profit I had since inception of my peer to peer investments is… Continue reading Going in the RED | Portfolio January 2020 update

Financial Independence · investing

End of year closure | Portfolio December update

Update on 2nd of January: due to a calculation error in Excel Grupeer, Evenstio and Crowdestor had incorrect interest rates. This is now fixed. Investment update in December Grupeer did an action that gave 1% extra buy-back if you invested 2000 EUR. Additionally their oldest loan originators gave 14% interest on all of their loans.… Continue reading End of year closure | Portfolio December update

Financial Independence · investing

Passive income is taking of | Portfolio November update

Investment update in November I have my monthly transfers set to transfer one part to my keytrade account, where I then buy EFTs every 3-4 months, and the rest send to peer to peer investments. Most of which is going to Mintos. I consider mintos still the safest peer to peer lending site, altough the… Continue reading Passive income is taking of | Portfolio November update

Financial Independence · investing

Investments are steadily increasing | Portfolio October update

Investment changes in October This month I invested mostly into peer to peer, a little bit into startups, and actually did not buy any new ETFs, although I do have an automatic payment set to my bank account from where I buy them, but I am waiting until the amount there is a bit bigger… Continue reading Investments are steadily increasing | Portfolio October update

Financial Independence · investing

Moving investments in September: peer to peer and ETFs | Portfolio update

Investment changes during the summer part 2 In a previous blog post I sold all my stocks! Since then I have been researching of where I should put the money that is now sitting in my savings account. "How many millionaires do you know who have become wealthy by investing in savings accounts? I rest… Continue reading Moving investments in September: peer to peer and ETFs | Portfolio update

Early Retirement · investing

Increase your pension and lower your retirement age

Legal versus actual retirement age in OESO countries When we look at the actual retirement age versus the legal age, we can see that the real age is in most countries, especially Western countries, bellow the legal age. The government cannot force anyone to work, but at the same time they are not required to… Continue reading Increase your pension and lower your retirement age

Financial Independence · investing

My Startup investments and how can you invest in Startups?

“Today people who hold cash equivalents feel comfortable. They shouldn’t. They have opted for a terrible long-term asset, one that pays virtually nothing and is certain to depreciate in value.” - Warren Buffett I mentioned in an earlier of my posts (check it here) I invest in startups. This is mainly because of the 45%… Continue reading My Startup investments and how can you invest in Startups?